become a pro artist



Lovella has partnered with Mobicred who offers simple and convenient credit for both shopping and training. This solution allows you to train today, while you pay off your training fee over a 12 month period. Mobicred is revolving credit, which means as soon as you begin paying back your loan, credit will immediately become available to you to be used on our online store!

the application process


Complete the online application form


Your application will be processed instantly

You can begin your Lovella training experience





 A valid South African ID Number


18 years or older


Earn a minimum monthly salary of R5500


An existing & valid bank account in your name


A current & valid email address & mobile number




What do I need to ensure when applying for a Mobicred Account?

You need to have a valid South African ID number, be at least 18 years of age, earn a minimum monthly salary of R5500, have an existing valid bank account, a valid email address and a RICA’d mobile number. You will need to submit 3 months most recent bank statements or payslips.

Can my application be declined?

Yes, approval of your application is subject to Mobicred’s credit risk & affordability criteria, and in accordance with the National Credit Act responsible lending principles. If, for whatever reason, your application is declined, Mobicred will inform you as to the main reasons for being declined.

What is the interest rate charged on my purchases?

The interest rate charged is 20.75% per annum & in accordance with the interest rate permissible by the National Credit Act.

Will interest rate fluctuations affect my repayments / current interest rate?

The interest rate on your account is an annual variable rate linked to the Repo Rate and will change in accordance with changes made by the South African Reserve Bank.

What is an initiation fee?

This is a fee for the opening & initiation of your agreement & Mobicred account.

What is a monthly service fee?

This is a monthly charge for the monthly administration & maintenance of your mobicred account, including statements and all ad-hoc correspondence.

What is a late payment fee?

This is a fee that is charged to accounts which are one or more payments in arrears.

What is a debit order rejection fee?

This is a fee charged for debit orders that have been returned unsuccessful by your bank due to, for example, insufficient funds.

How do I pay my account?

Monthly installments, as reflected in the Mobicred statement, will be deducted via Debit Order.

How often will I receive my statement?

You statement will be send to you monthly via email.